Terms and conditions for meloriavant users

By using meloriavant.com, you agree to these terms, which govern your use of our subscriber-based planning services in Australia. Please read them carefully before proceeding.

August 29, 2025

Acceptance of terms

Accessing our services means you accept these terms without limitation. If you disagree, please refrain from using meloriavant.com. Your continued use signifies acceptance of any future modifications to these terms and related policies.

Definitions

This section clarifies terms used in this agreement.

‘meloriavant’, ‘we’, or ‘our’ means the company operating this subscription-based financial planning site for Australia.

‘User’, ‘client’, or ‘you’ means each person using our subscription services or website for support.

‘Services’ means monthly-access financial planning and any directly related support provided through subscription on meloriavant.com.

‘Content’ means all text, images, advice, and material provided on the website.

Service use guidelines

meloriavant.com services must be used according to Australian law and only for personal finance guidance, not as a substitute for professional, personalised advice outside the subscription services offered.

Eligibility

Our services are available only to users 18 years and older residing in Australia. Parents or guardians are responsible for minors’ access and activity.

You must be at least 18 for a subscription.

Client responsibilities

You are responsible for your actions on meloriavant.com and any use of your account.

Maintain accurate, complete contact and payment information for your profile.
Use the service only as intended and in line with Australian law.
Respect intellectual property rules and confidential materials provided.
Let us know promptly of any security or account breaches.

Prohibited uses

These activities are strictly not allowed:

Uploading, sharing, or distributing unlicensed, unlawful, or offensive content.
Using our planning service for commercial, non-personal, or unauthorised activities.
Attempting to breach or bypass security features or access other clients’ information.
Submitting misleading or inaccurate information to the team or on your account.
Circumventing any access, payment, or privacy protection system we use.

Intellectual property rights

All trademarks, design, site content, and materials produced are owned by or licensed to meloriavant. You may not copy, distribute, or adapt materials without clear authorisation except for fair use within Australian law.

Submission of content

By submitting any content (e.g., questions, comments), you grant us a licence to use, display, and respond as needed for your support.

Rights to user content

You retain your own copyright but consent to our use of your content for providing the service and support.

Privacy and personal information

Personal data is handled as outlined in our Privacy Policy. Security measures and data rights are described there. Please review the linked Privacy Policy for further details on your rights and our responsibilities.

See Privacy Policy

Website disclaimer summary

meloriavant provides subscription-based planning and does not guarantee specific results. Details of service limitations and risks are outlined in our general disclaimer.

Key disclaimer points

Results may vary. Fees, inclusions, or payment terms can change, and past outcomes don’t guarantee future results.

Limitations of liability

meloriavant is not liable for indirect damages, loss of access, or incomplete outcomes except as required by law.

Indemnity

You agree to indemnify meloriavant for claims and costs from your breach of these terms or misuse of the service.

Dispute process and law

Disputes are handled under Australian law, first via direct negotiation, then arbitration if unresolved.

Arbitration

If needed, binding arbitration will follow under Australian rules set by agreed bodies. Parties will split costs unless directed otherwise.

See details within Australian arbitration law.

Online dispute resolution

You may use the Australian Small Business and Family Enterprise Ombudsman online platform for complaints or disputes.

Start a dispute online

Severability

If part of these terms is found invalid, the rest remains in effect to the fullest extent possible.

Entire agreement

These terms plus other policies make up the full legally binding agreement between you and meloriavant.

Governing law in Australia

All contracts, services, and website rules are enforced under Australian law.

Termination

We may suspend or cancel your account for violations, non-payment, or legal reasons, with prior notice where practical.

Updates to terms

We may change these terms at any time, with new terms effective upon posting. Always review the latest version online.

Contact for terms questions

For questions about these terms, use our contact details below.

Email contact: content@meloriavant.com

Phone: +61719576245

Address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia

Effective from date: August 29, 2025

Version: 2.1